The healthcare system in Canada was established by the Canada Health Act of 1984, which assures quality of care through federal standards. Note that the government doesn't participate directly in patient care, or in any way interfere in the confidentiality between patient and healthcare provider. What's more, Canada's analog to Medicare is provincial, and in this case, that's a compliment. Canada's healthcare is cost-effective partly because of its administrative simplicity. In each province, each doctor or other healthcare provider handles every insurance claim. In all circumstances, those claims are made against the insurer that covers the province. A healthcare card, that very much resembles our Medicare card, is issued to anyone who enrolls for the program. Everyone so enrolled gets the same level of care.
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| Alberta is one of Canada's western provinces. |
Virtually all basic care is covered, including maternity and infertility problems. Private rooms, cosmetic surgery, and some forms of elective surgery are not considered basic and therefore are generally not covered, but can be paid out-of-pocket or through private insurers.
In Canada, such basic health coverage is not affected by loss or change of jobs, and there are no lifetime limits or exclusions for pre-existing conditions.
Medications are covered by public funds or through employment-based private insurance, and drug prices are negotiated with suppliers by the federal government to control costs.
Much as I enjoyed my year in Halifax, I'd be the first one to admit that Canada isn't heaven, even within its healthcare system. Canadians do wait for some treatments and diagnostic services. But the median wait time for such things is usually less than three months.
Talk your way around all that, Bill Cassidy ...
